Commercial Loans

Purchasing a commercial property can be intricate. Partner with our experts to stay informed and confidently manage every step of the process.

Powering Your Business Growth

If you’re considering investing in commercial property, it’s crucial to seek professional advice from a finance broker and consult with your accountant about the tax implications before getting started. At A1 LoanHub, we’re here to help you structure your loan properly and handle all the details to secure financing that aligns with your current financial situation and future goals. There’s a lot to consider when buying a commercial property, so don’t hesitate to reach out to us today for expert guidance.

Understanding Commercial Loans

When you’re planning to invest in retail property, a factory, or an office, you’ll likely need a commercial loan. Unlike standard home loans, commercial loans are typically secured by the commercial property itself and operate under different terms.

Navigating your lending options can be daunting. Our commercial loan specialists are here to simplify the process, providing clear advice and competitive product options without the confusing jargon.

Other Services

Why Invest in Commercial Property?

Whether you’re an experienced investor seeking new opportunities or looking for alternative ways to enter the property market, investing in commercial property could be a valuable option.

In this article, we explore why many people choose to invest in commercial property and highlight important factors to consider. If you decide to pursue this investment route, A1 LoanHub can connect you with an investment loan tailored to your unique situation and goals.

Attractive Yields

If generating rental income is your primary goal, commercial property investment might be the right choice. Commercial properties typically offer higher rental yields compared to residential properties, often providing returns of 7% or more. For comparison, the average residential rental yield across Australia’s capital cities dropped to 3.2% in February 2017. (Rental yield percentages are calculated based on the rent received relative to the property’s cost).

Additionally, the ongoing costs associated with owning and managing a commercial property are often lower, as many of these expenses are typically covered by the tenant.

Opportunities in Growth Areas

Investing in commercial property also offers the potential to capitalize on growth sectors, both in terms of location and industry. For example, a recent Deloitte report identified key sectors expected to experience rapid expansion, such as communication, technology, healthcare, food processing, and private education. Targeting these growth areas can enhance the long-term value of your commercial property investment.

Appointment

Let's Talk with a Lending Specialist

Ready to explore your finance options? Our lending specialists are here to provide tailored advice and guide you through the process, ensuring you find the best solution for your needs.

Have questions about your loan options? Talk to our experienced lending professionals who can offer insights and help you navigate the complexities of finance with ease.

Whether you’re buying a home, refinancing, or investing, our lending specialists are available to provide you with personalised advice that aligns with your financial goals. Let’s discuss how we can assist you.

Make an Appointment

Ready to take the next step? Schedule an appointment with our lending specialist today!

Types of Commercial Lending.

01.

Investing in retail property

02.

Investing in office space.

03.

Investing in an agricultural property.

The Commercial Loan application process

Step 1

Connect with us
Contact one of the brokers listed to book an appointment. Appointments can be completed over the phone, over email, via an online video call, or in our offices.

Step 2

Initial Consultation
We’ll discuss your current financial situation and objectives. Our broker will gather the necessary information to recommend the most suitable loan structure and products for your needs.

Step 3

Tailored Recommendations
Our broker will suggest loan products for you to consider. The proposal will include details about the lender, interest rates, setup fees, and any ongoing costs. Your broker will walk you through each option to help you decide on the best path forward.

Step 4

Application Submission
If you choose to proceed, our broker will assist you with completing and submitting your loan application to the selected lender.

Step 5

Property Valuation
The lender will arrange for an independent valuation firm to assess the value of the property being used as security.

Step 6

Loan Approval
If the lender is satisfied with the application, they will approve the loan and instruct their solicitor to prepare the loan offer documents.

Step 7

Settlement
Once the signed loan documents are returned, the lender will proceed with the settlement process.

Step 8

Settlement

Once the loan offer documents are returned, the lender can proceed to settlement.

Step 9

Ongoing Support
Your A1 LoanHub broker will be with you throughout the entire process and remain available to assist with any future queries or needs you may have.

A1 LoanHub is committed to helping clients in accessing the perfect mortgage or loan suitable for their current needs and financial status. It is also recognised as a member of The Finance Brokers Association of Australia, proving that A1 LoanHub can be trusted to find solutions for clients in need.

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(03) 7037 3837